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Situation : a couple goes to the bank to ask for a loan

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Par   •  16 Mai 2021  •  Cours  •  532 Mots (3 Pages)  •  408 Vues

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SITUATION : A COUPLE GOES TO THE BANK FOR ASK FOR A LOAN

4 PEOPLE IN THE CONVERSATION

1 - ALICE - conseillère

2 - ALEXANE - PRETTY WOMAN 1

3 - AURÉLIEN - conseiller

4 - FLORA - PRETTY WOMAN 2

(Alexane et Flora) GOOD MORNING!!

(Aurélien) WELCOME TO THE A-A CONSULTING, HOW CAN I HELP YOU?

(Alexane) WE HAVE AN APPOINTMENT FOR A LOAN WITH Mr FREIDINE AT 10AM.

(Aurélien) YES, I WAS WAITING FOR BOTH OF YOU. I’M Mr FREIDINE, NICE TO MEET YOU. PLEASE HAVE A SEAT.

(Flora et Alexane) NICE TO MEET YOU, THANK YOU.

(Aurélien) MAY I OFFER YOU SOME COFFEE ? OR WATER?

(Alexane) HUM, YES CAN I HAVE A BLACK COFFEE PLEASE.

(Aurélien) OF COURSE AND FOR YOU ?

(Flora) NO THANK YOU !

(Aurélien) OK SO LET’S START. CAN YOU EXPLAIN TO ME YOUR PROJECT, PLEASE?

(Flora) YES, OUR FAMILY IS GROWING AND WE NEED MORE SPACE AND A BIGGER HOUSE.

(Aurélien) OH CONGRATULATIONS HAVE YOU GOT SOME IDEAS ABOUT WHAT YOU WANT EXACTLY ? OPENNING AN ACCOUNT FOR THE NEWBORN ? A LOAN AGREEMENT ?

(Alexane) BOTH OF THEM ACTUALLY, An account for the baby and a loan for a new house.

(Aurélien) OK, SO I AM GOING TO OPEN THE BABY CURRENT ACCOUNT.

(Alexane) Actually, can you open a savings account instead for the baby, like this we will be able to drop money every month.

(Aurélien) SURE I’LL DO THAT GREAT IDEA ! AND MY COLLEAGUE WILL TAKE CARE OF THE REST.

ALLO, HEY ALICE CAN YOU COME IN MY OFFICE PLEASE ?

(Alice) GOOD MORNING, HOW CAN I HELP YOU ?

(Aurélien) : As I’m taking care of opening an account for our baby, can you discuss with them about the loan that they would like ?

(Alice) Yes, sure. Ladies please, come with me. How can I help?

(Alexane) We saw with your colleague about opening an account for baby...

(Flora) : ...And we would like to discuss about a loan in order to buy a new house,

(Alice) OF COURSE. With pleasure. May I ask some questions ?

(Alexane) Sure, go ahead

(Alice) As I can see, according to the document that you provide, you own your actual house, are you planning on selling it ? If so, I can offer a Bridge Loan.

(Alexane) Yeah, we heard about that loan, is it money lent by the bank to cover the interval

...

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